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Capital Gains
 
What are Capital Gains? Any profits or gains arising from a transfer of a capital asset effected in the previous year, subject to certain exception, are chargeable to income tax under the head Capital Gains . Such profits or gains are deemed to be the income of the previous year in which the transfer takes place.
How many types of Capital Assets are there? There are two types of Capital Assets. Short term Capital Assets and Long term Capital Assets. A short term Capital Asset held by an assessee could not more than 36 months immediately preceding the date of its transfer. A capital asset which is held by an assessee for more than 36 months is Long term Capital Asset. However if financial investments are concern Short term means less than or upto 365 days & Long term is More than 365 days.
Cost Index Table

Financial Year Cost Inflation Index Financial Year Cost Inflation Index Financial Year Cost Inflation Index
1981-82 100 1989-90 172 1997-98 331
1982-83 109 1990-91 182 1998-99 351
1983-84 116 1991-92 199 1999-2000 389
1984-85 125 1992-93 223 2000-01 406
1985-86 133 1993-94 244 2001-02 426
1986-87 140 1994-95 259 2002-03 447
1987-88 150 1995-96 281 2003-04 463
1988-89 161 1996-97 305 2004-05 480
        2005-06 497
How to calculate capital Gains..

Details Without Index benefit With index benefit
Sales Proceeds (Feb 2000) 10000 10000
Purchase cost (Feb 1985) 1000 1000
Index cost Nil 3112
Purchase cost * index of year of Sale / Index of year of Purchase    
Net gains 9000 6888
Long term gains tax    
@10% without index benefit 900  
10% of (10000-1000)    
@20% with index benefit   1377.60
20% of 6888    
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